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Property

New Property Coverages

  • All Risk Builders Risk Coverage
    • Minimum Premiums $10,000
    • Maximum Construction Value $50 million
    • 12-18 month term
    • Homes, Condos, Apartments, Including Frame eligible
    • No tier one cover
  • All Risk Property Full Value, Excess or Primary, Commercial as well as Homeowners
    • Minimum Premiums $5000
    • Offices, General Stores, Warehouses, Condos, Restaurants, Hotels, High Value Homes & Apartments
    • Max TIV $25 Million
    • Preferred less than 20 years old
    • No tier one frame or metal
    • No clothing/textile mfg., heavy mfg., woodworking or saw mills
  • Deductible Buy Back
    • Maximum Cover $500,000
  • Difference in Conditions (DIC) Primary & Excess
    • Difficult risks, wind, earthquake & flood
    • Maximum TIV $50 million
    • Minimum premium $5000
    • Bi Cover Available
    • Excluding California Zones "A" or "B" & Florida Tri County

New Transportation Coverages

  • Commercial auto physical damage, truck cargo, terminal coverage, dealer's open lot, garage keepers liability & valet parking
    • Minimum premiums $10,000
    • Maximum TIV $2.5 million
    • Comprehensive & collision
    • Open lot for new and used autos, atv's, boats and rv's
    • Wrecker service extension available on GKL cover

Please contact Wayne Jones at BENEFIT CHOICES, INC. or send your information to: wayne@benefitchoicesinc.net

office: 334.269.2000

fax: 334.269.2718